---
title: Financing
description: Financing Don't let cost delay protecting your home. Strux Roofing offers flexible financing options for roof replacement and repair across Central Florida. Fast approvals, competitive rates, no pressure.
---

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      ](https://www.struxroofing.com/residential) 
          - [ Roof Replacement ](https://www.struxroofing.com/roof-replacement)
          - [ Storm Damage ](https://www.struxroofing.com/storm-damage)
          - [ Urgent Roof Repair ](https://www.struxroofing.com/urgent-roof-repair)
          - [ Roof Rejuvenation ](https://www.struxroofing.com/roof-rejuvenation)
    - [ Commercial
      
      
      
      ](https://www.struxroofing.com/commercial) 
          - [ TPO Roofing ](https://www.struxroofing.com/tpo-roofing)
          - [ EPDM Roofing ](https://www.struxroofing.com/epdm-roofing)
          - [ Flat Roofs ](https://www.struxroofing.com/flat-roofing)
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- [ Contact Us ](https://www.struxroofing.com/contact-us)
- [ Areas We Serve
  
  
  
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# A New Roof Shouldn’t Wait — And Now It Doesn’t Have To.

We’ve partnered with Hearth to give you fast, flexible financing with zero dealer fees. Check your options in minutes — without affecting your credit score.

[Get My Rates ](https://app.gethearth.com/partners/strux-roofing?utm_campaign=60203&utm_content=darkblue&utm_medium=contractor-website&utm_source=contractor&utm_term=310x310)

## **Apply for Financing Today**

![finance](https://www.struxroofing.com/hs-fs/hubfs/Photos/finance.png?width=500&height=500&name=finance.png)

#### Powered by Hearth

## Financing That Works for You — Not Against You.

Through our partnership with Hearth, you get access to a network of 17+ lenders with one simple application. No dealer fees, no hidden costs, and pre-qualification that won’t impact your credit score. Whether you’re planning a full replacement or handling unexpected storm damage, there’s a payment plan that fits.

[Get My Rates ](https://app.gethearth.com/partners/strux-roofing?utm_campaign=60203&utm_content=darkblue&utm_medium=contractor-website&utm_source=contractor&utm_term=310x310)

## **Why Homeowners Love Hearth**

##### **0% Intro APR Options**

Qualified homeowners can access 0% introductory APR credit cards with terms from 6–18 months — pay only for the roof, nothing more.

##### **Pre-Qualify in Minutes**

A short online form shows you estimated monthly payments instantly. No hard credit pull, no commitment, no waiting around.

##### **Flexible Loans Up to $250,000**

Personal loans from $1,000 to $250,000 with terms from 2–12 years. Fixed rates, no prepayment penalties, and FICO scores accepted as low as 550.

##### **Funded in as Little as 24 Hours**

Once approved, funds go directly to you — often within a day — so your project starts without delay.

 

## How It Works

##### Four Steps to Your New Roof

##### **Get Your Free Estimate:**

We assess your roof and provide an itemized quote with material options.

##### Pre-Qualify Through Hearth:

Complete a short online form to see your monthly payment options. No impact on your credit score.

##### Choose Your Plan & Get Funded:

Pick the loan or credit card option that fits your budget. Funds arrive in as little as 24 hours.

##### We Build Your Roof:

Once funded, we schedule your installation and get it done — on time and on budget.

#### Financing FAQs

- [Will applying affect my credit score? ](https://www.struxroofing.com/financing#)
  
  No. Pre-qualifying through Hearth uses a soft credit pull, which has zero impact on your score. A hard pull only happens if you choose to move forward with a specific loan offer.
- [What credit score do I need? ](https://www.struxroofing.com/financing#)
  
  Hearth’s lending partners work with FICO scores as low as 550 for personal loans. The 0% intro APR credit card options typically require 680+. You can check your options without commitment.
- [How fast can I get funded? ](https://www.struxroofing.com/financing#)
  
  Once you select a loan and complete the full application, funds can arrive in as little as 24 hours. Credit card options may provide immediate access upon approval.
- [Are there any hidden fees? ](https://www.struxroofing.com/financing#)
  
  Hearth does not charge additional fees to homeowners who qualify. There are no dealer fees passed to you, no prepayment penalties on personal loans, and no surprises. You see your exact terms before you commit.
- [Can I use financing for any roofing service? ](https://www.struxroofing.com/financing#)
  
  Yes. Financing through Hearth can be used for roof replacements, storm damage restoration, metal or tile upgrades, gutter installation, and any other home improvement project.
- [What if I’m not approved? ](https://www.struxroofing.com/financing#)
  
  Hearth connects you with 17+ lenders, so even if one declines, others may approve. If financing isn’t an option right now, we’ll work with you to find an alternative path forward — we won’t leave you without a plan.

[![home_improvement 400x400](https://app.gethearth.com/contractor_images/strux-roofing/banner.jpg?size_id=310x310&color=darkblue)](https://app.gethearth.com/financing/60203/106327/prequalify?utm_campaign=60203&utm_content=darkblue&utm_medium=contractor-website&utm_source=contractor&utm_term=106327)

![lifetime workmanship warranty](https://www.struxroofing.com/hs-fs/hubfs/Icons/lifetime%20workmanship%20warranty.png?width=200&height=200&name=lifetime%20workmanship%20warranty.png)

##### Our Lifetime Workmanship Warranty isn’t marketing — it’s a promise. If there is a workmanship issue, we come back and fix it at no cost. Period.

 

#### **Get in Touch**

**Phone:  
**386-308-7170

**STRUX Roofing, LLC**  
2699 Lee Rd, Suite 505  
Winter Park, FL 32789, USA

**License:**  
FL Certified Roofing Contractor CCC1331761

**Office Hours:**  
Monday – Friday: 8:00 AM – 5:00 PM  
Saturday: 9:00 AM – 2:00 PM (by appointment)  
Sunday: Closed

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## Ready to Get Started?

Don’t let cost stand between your family and a safe roof. Pre-qualify in minutes, see your monthly payment options, and take the first step toward a roof that lasts.

[Get My Rates ](https://app.gethearth.com/partners/strux-roofing?utm_campaign=60203&utm_content=darkblue&utm_medium=contractor-website&utm_source=contractor&utm_term=310x310)

[ Call Us (386) 308-7170 ](tel:+13863087170)

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- [Services](https://www.struxroofing.com/services)
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- [Financing](https://www.struxroofing.com/financing)
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