Your Roof Is Covered. We'll Make Sure You Get Every Dollar You Deserve.

Navigating an insurance claim after storm damage is stressful enough — you shouldn’t have to do it alone. From the first inspection to the final nail, we handle the process so you can focus on your family.

We Work Directly With Your Insurance Company

Adjusters, paperwork, deadlines, supplement requests — it’s a full-time job, and it shouldn’t be yours. Strux works directly with your insurance provider to document the damage, support your claim, and make sure nothing gets missed or undervalued.

We’ve been through this process hundreds of times with every major carrier in Florida. We know what adjusters look for, what documentation makes the difference, and how to keep your claim moving.

Step 1:

Free Roof Inspection

We inspect your roof at no cost and document every issue with detailed photos, measurements, and a written damage report — the same documentation your insurer needs to process a claim.

Step 2:

We Meet Your Adjuster

Our team is there when your insurance adjuster arrives. We walk the roof together to make sure every item of damage is properly identified and recorded — not just what’s visible from the ground.

Step 3:

Claim Filed & Approved

We prepare and submit all necessary paperwork. If your adjuster’s initial scope misses something, we file supplements with supporting evidence to make sure your claim reflects the full extent of damage.

Step 4

Your New Roof Gets Built

Once approved, our crew handles installation — quality materials, disciplined craftsmanship, complete cleanup. Your new roof is backed by our Lifetime Workmanship Warranty.

What We Document for Your Claim

Insurance companies approve claims based on evidence. We make sure yours is thorough, organized, and impossible to overlook.

Hail impact damage — bruising, denting, and fractures on shingles, vents, and flashing
Wind damage — lifted, creased, or missing shingles and compromised seals
Granule loss and surface deterioration visible in gutters and on the ground
Damaged flashing, boots, and roof penetrations
Structural concerns — sagging decking, compromised trusses, or water-damaged sheathing
Interior water stains, mold, or moisture intrusion if applicable
Satellite imagery showing damage patterns across the full roof area

File Promptly

Most Florida policies require you to report damage within a specific timeframe. Waiting too long can jeopardize your claim entirely. After any major storm, schedule an inspection as soon as it’s safe.

Contact Your Insurer First

Florida law requires homeowners to contact their insurance company to verify coverage before signing a roofing contract. We help you understand the process and what to say — you don’t have to figure it out alone.

Know Your Deductible

Many Florida homeowners have a percentage-based hurricane deductible (typically 2–5% of your home’s insured value) rather than a flat dollar amount. We’ll help you understand what your out-of-pocket costs will look like before any work begins.

Supplements Are Normal

An adjuster’s first estimate doesn’t always capture everything. Hidden damage, code upgrades, and overlooked items often require supplemental documentation. We handle this routinely and advocate for a fair settlement.

Mistakes That Cost Homeowners Money

We see these often — and they’re avoidable.

Waiting too long to file. Damage worsens with time and insurers can deny late claims. Inspect early.
Accepting the first estimate without question. Adjuster estimates are a starting point, not a final offer. Supplements exist for a reason.
Not documenting damage before temporary repairs. If you tarp a roof or stop a leak, photograph everything first. We can help with this.
Signing with a contractor who hasn’t inspected the roof. A legitimate roofer inspects before quoting — never sign a contract based on a door-knock and a promise.
Paying your full deductible to a contractor upfront. Be cautious of anyone asking for your full deductible before work is scoped and approved.

Why Homeowners Trust Strux With Their Claims

Free inspections — no cost, no commitment, no sales pressure
Experienced with every major carrier in Central Florida
On-site for adjuster meetings — we don’t leave you to handle it alone
Full documentation and supplement support
FL Licensed #CCC1331761, fully insured, and locally owned
Transparent communication from first call to final inspection
Lifetime Workmanship Warranty on every installation

Our Lifetime Workmanship Warranty isn’t marketing — it’s a promise. If there is a workmanship issue, we come back and fix it at no cost. Period.

Don't Wait — Storm Damage Can Worsen Quickly

If your roof has been damaged, every day matters. Contact Strux Roofing today for a free inspection and let our team guide you through the claims process with confidence.

Fix My Roof's Storm Damage

Call Us (386) 308-7170